What is Interest Free?
Enjoy the freedom to make your purchase and manage your payments over time, without paying any interest during the interest free period. We offer 12 Months Interest Free and 10 Months Deferred Payment.
- Buy online or in-store
- Choose payment plan that suits you
- Pay no interest during interest free period
- Apply online and get a response in 60 seconds and if approved, start shopping right away
- Minimum monthly payments must be made each month
- Make additional repayments without penalty
12 Months Interest Free Storewide
10 Months Deferred payment
Fees and Charges
Standard fees and charges apply including:
A once off fee of $55 is charged for the processing of your application when you open your account and applied at the point of your first spend.
Annual Account Fee
A fee is charged at the anniversary of your account and is for maintaining the account for the previous 12 months. It is then charged each subsequent year the account remains open. The annual fee is $52 for Gem Visa or $50 for CreditLine.
Gem Visa and Gem CreditLine are provided by Latitude Financial Services Limited.